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iMoney is the universal platform for mobile payments integrating big data, geofencing and other added value services for both consumers and business. iMoney turns a smartphone into a fast, secure and free of charge virtual PoS.
iMoney integrates 3D-Secure standards and the payment system does require the user to recharge and block money, it provides direct money transfers using credit/debit cards and bank accounts instead. It can be used between general users, for internet payments and in stores.
It provides the following modular features:
• First, a Big Data analysis tool for business professionals that generates insightful market reports crossing customers’ demand with position data, behaviour and other data sources;
• Second, a Geofencing platform that provides an advertising and communication channel between merchants and users, including customisable push notifications, moving the merchant’s showcase to the user’s mobile phone;
• Third, an electronic invoicing system for both automatic invoice generation and payment based on normalised barcodes.
iMoney can be used as a standalone platform or it can be integrated in third-party systems.
iMoney is to payments as WhatsApp to SMS.